VA IRRRL Calculator

Improve your existing VA loan terms with an Interest Rate Reduction Refinance Loan

VA Loan Balance

Enter your existing VA loan balance or payoff amount.

New Rate

New Term

VA Funding Fee0.50%

Receive VA Disability

Property Tax1.5%

Insurance0.5%

$3,433.51

Current VA Loan Balance$400,000

VA Funding Fee·0.5%

$2,000

New Loan Amount$402,000

Total Payments$891,065

VA loan payment calculator with VA funding fee, first-time & subsequent use, VA disability, property taxes, and homeowners insurance.

Lower your rate, payment, or term or use your home's equity to get cash back.

Use your home's equity to get cash or refinance your FHA or conventional loan to a new VA loan.

Use Tier-2 VA Entitlement to purchase a new home without restoring used entitlement.

The VA funding fee is collected at closing on VA purchase and refinance loans. The funding fee can be waived if VA disability requirements are met.